nakatunog ang MANGGAGANCHONG si HAZEL ANN SAYAMA CHIANGCO. I was scammed by the same person. 09774388882 Again, you will need to have it notarized and then submit it to the nearest SEC office. Her children broke my laptop, mobile phone and my tablet. If you are interested do not hesitate to contact us via email (unityfinanceloaninvestment@gmail.com). In other words, they run fly-by-night business operations. Sana wala ng iba pang mabiktima pa itong scammer na to. "Sana mahuli na cxa." at ng Daan Daan ang biktima nito… halos Iisa lng po ang pattern ng panloloko nila samin… madami na kme nilapitan ahensha ng gobyerno pero parang nababsura lng ang aming mga hinaing… Atty howard… pls pls.pls sana po ay mapansin nio ang post ko na toh. THEY REALLY MEANT TO BE WITH EACH OTHER COZ THEY WERE BOTH USELESS, CRIMINALS AND EVILS!! Sino ba namang hindi gustong magbayad sa kasalanan yung mga scammers, di ba? Granting you want to convert coupon code for 7 cells. Mary jane Soriano Garcia You need to read this fast because you need to act fast. Same thing happened to me olx.com… Jessica Galvez, after i payed thru gcash,her promised email to me? Losing hope napo. this girl keeps scamming: Playing games with peoples kindness to get more money. From the past few years she had a Canadian boyfriend whose supporting her and sent her to school. It will be better if we will have a collective action here. Di ko po alam ang gagawinn ko Sir, ako po ang ginigipit ng ng mga kaibigan ko s pera gusto ko po sana magfile ng case at sana mabaqi yung pera kung hindi man po makulong yung may Gawa sa LBC.po ko nagpadala and nagaask po ko if can day realease help loke cctv footage and info din po nung nagclaim unless may order daw po ng court. salamat po ito po yung number nya 09977335481. Minsan, tumawag po sya sakin para makipagsosyo sa pagbebenta ng tuna. tnx. Jennifer Moises hi jen… They can be online or offline (face to face transactions). I hope you enjoyed this somewhat tongue-in-cheek article on how not to get scammed online. She even refused to return my friend’s papers (passport, etc) saying that it is with the agency but refused to give her the name and address of the said agency. to her because she said that the package will deliver after I give the ref no. Ako dto ako pinas kaya gusto ko sana po ma actionan ito. When I have already paid him, he told me was still in line waiting for his turn in LBC…and then he texted me later, he was also done…when I asked him to give me the tracking number so I can later trace the package, he never replied up to this day..he even blocked me on FB, but I knew his name (Dan Rivera)… Since we're not from the same location, how can i file a complaint against him?thanks, well then,we all do have a common thing here; being scammed in OLX.ph same thing happened here, i paid first thru GCash, then when i asked for the tracking number, no reply since then… DAN RIVERA, walanghiya ka…kung lalaki ka, panindigan mo yung transakyon, ako po si vincent tresenio kung ang makabasa nito y ang NBI manila please lang contactk my number thisis a verry improtant 09055918229 mag pakilala yung totong nag ta trabaho sa NBI manila lang salamat, Gud eve po, Atty. They are unwilling to give any of the information mentioned. Salamat po, Hi.. 2210 Numbers: 639307865409 & 639434940491 9 month relationship then cut off taken from me some est. If you think you've already made a purchase from a fraudulent website, file a complaint with the Federal Trade … Ano po bang kaso ang pwede ko ihain? Howard Yano Chan, Can you please advise me what would be the procedure in filing the case.kompleto pa po kami ng mga receipts. It’s something I’ve experienced on a much more frequent level here in the Philippines. You can check if there’s an office near you here. Before you report scams and other suspicious business and investment transactions to our local authorities, do a little research first on warning signs or red flags already observed and experienced. I also have receipts of bank transactions and copy of messages naming dalawa. Hi Jemilou, Christopher and Nora, can we take a move in here? At sana nung binigay mo ung pera eh nakapngalan sa kanya para may pruweba na tinanggap talaga nia ung 150k. MAC EXPRESS CLEARANCE – Php 3,500….NOT PAID Wala kasi akong panggasstos at baka hindi pansinin kasi hindi naman sobrang laki ng amount. Again, your lawyer can ask the court to have the scammers cover your legal expenses. 220K po lahat un pati mga invites ko po. As far as scamming is concerned, the following can be complained against with the DTI: To file your complaint, just fill out this form provided by the DTI. Can you possibly help us. My friend, a single mom, is, I would say a victim of estafa. Not being a victim yourself is the first step. We the loan seekers are the common regular victims of this fake loan stories simply because we are in dire needs we believe in their stories out of desperation and sometimes frustrations to get a loan, but at the end of it all we find out that we have gained nothing but rather loosed the little we have into the hands of this online scammers who claim to be real and reliable loan lenders. So I could not agree with this blog, you are using a wrong term "SCAM?". You may report scams such as those related to online buying and selling, paluwagan, investment, pyramid, and other forms of online fraud. Can be in cash or coupon to 7 cells. Camp Crame, Quezon City This is a great list of tips to avoid getting scammed. Mobile Philippines (112.210.24.79) Oct 6 (17 hours ago) Maraming Salamat po at you rise my hope,hindi nmn po sa gusto kong makulong si Ronnel ang sa akin lang po ay pinaghirapan ko ung pera halos hindi ko na naaasikaso ang sarili ko,puyat araw gabi double shifts everyday para maipon ang ganong halagang pera Sana lang marealize ng taong mga manloloko na hindi po tinatae lang ang pera…Sobra po akong nagppsalamat sa payo at tiyaga mong magreply sa amin. And guess what, I got my money back! sayang ngayon ko lang nabasa ung article mo, na scammed ako ng BZ5H or Bizness 500, ngayon ang pang front nila ay Ads Hub dyan sa may Roscar Bldg. It may sound absurd (considering that you were NBI'd first) but that is your best bet right now considering that you have a suspicion that the distributor and the customer may have conspired against your wife. Nakisali po aq sa online paluwagan po, my ng invite po sakin, ginawa ko namn po lht ung policy ng invite aq ng more than 2.. At aq rin po ng abono po dun. You must be scammed first before you can file a complaint, the sec will count the number of complains before to act on it, if found illegal? After this our family friend called Marin Carl has told us so much about this loan firm, I and my lovely husband had no other option than to believe him, because we knew him from the onset to be a man of unquestionable characters who was always known for his words and we applied with this company that he called Derek Barlow Loan Firm but prior to our application with this email address: derekbarlowloans@yahoo.com , that he provided to us to contact the reliable loan firm, Without fear that we are applying for a loan from a firm that will not scam us out of our hard earned money like others. Nang nagsabi ako na kung pwede niya iship yung product dahil sa aklan ako at sa rosales pangasinan siya nag-offer siya ng 1780 na discounted na price so nag-agree ako at pumunta ako sa palawan pawnshop para ipadalipadala yung payment at nagsend siya ng kanyang personal information na RONALD PEREZ 09076665921 ROSALES, PANGASINAN. Walang hiya kababaeng tao magnanakaw at sinungaling!! MAC does everything we can to ensure packages are always delivered on time and in great condition. ANA CLAIRE DELA PENA SCAMMER! at nung pagdating ng dec16 naging times 2 na yung bayarin ko. Kuya, i was scammed this afternoon by a certain Gela Carmina Devanadura Escano. In a recent article I briefly talked about running into people who pretend to befriend you in order to make you their own personal ATM machine. what can I do and do i need a lawyer or can I file a civil case with the prosecutor. She even had the nerve to add me in Viber! There’s this guy who offered phones for installment. Ferdinand Marcos, Ilocos Norte In other words, You are not making money as your incentives but they are stealing money from you. I would like to know how to file complaint on someone I made transaction with OLX in which I paid first but did not delivered the item to me. Un nga lang eh, qng ayaw ibalik nung Ronnel sau ung pera, kelangan mo xa ihabla at para mahabla mo siya, kelangan mo bumalik dito sa Pinas kc requirement un. There are a lot of scams facilitated by scamming corporations but let us focus on two of the most notorious corporate scams which are pre-need (or insurance) scams and pyramiding scams (or ponzi scam or investment scams). [1] You receive investment and other business proposals through unsolicited email and SMS messages. both numbers are mobile. Reported the fraud to olx.ph admin and I was advised me to report it to the PNP Cyber Crime division: Robert A Reyes Kaso kung wala rin namang mangyayari, e bakit pa? She searched and found a seller of pre-loved clothes. is also a (BLACK HAT HACKER) as she said who works at one of the cell phones and computer shop which is one of the biggest establishments in hi-technology in Dumaguete City for their good qualities and services. Hi.. Sir Howard Yano Chan I was also victimized by a scam from olx… Her name is Mary Jane Soriano Garcia… You can see her profile sa fb. Cya nga kaya tlga un kc ngtext sa akin lbc na na claim na daw pinadala ko by henry u. Lu, db 2 valid id kelangan ipresent bago mka claim at kung sino man may contact k dr henry lu sana maka reach sa knya kasi may gumagamit ng name nya sa masamang paraan, hi po.i was one of the victim since esterday p by the online shopping olx.the selle name was fhemmy lozada dw sya.i dnt know if that was her true neym.shes from sm cebu dw po.i loss 2k dhil s panloloko nya.sna mbgyan ng hustisya ang mga tulad nmin n victim ng scam n yan.nd olx pls do something nmn about it.protect ur buyers.and check all the details of ur members if they really they are.hope my mk2long po smin, olx do something about it.kwawa nmn kming mga subscriber nyo.i chek nyo mna mbte ung details nung member nyo f cla tlg un. Ask ko lng po.. hnd oo kc alm kung anong anong case ang pwd ko sampa sa founder ng isang paluwagan na sinalian ko. In a lay man language, YES !! At ikaw MARY HERNANDEZ Makonsensya kana man! claims to run a small store but ask for money for varies reasons.i had always hoped to marry and with a ring for both of us and a computer for her. Active ito sa mga existing platforms like OLX by the time nang-scam ito. I will file a complaint against that person. ONLINE NAMEs: Hacsg / Lanerge / & not sure sa 2 pang name na parang xa din, d ko nlng post . 5 Common Online Investment Scams in the Philippines 1. Its a construction company, each and evry time I'm supposed to get paid, they tellme they need 10 days, 15 days, and then they just stopped taking my messages. I have proof po sa conversation list po. Beware of scams – Scammers continue to target everyone, regardless of age, gender, education or income level. Others seem contented, or maybe in an ignorant and stupid resolve, simply sharing their plights and complaints through Facebook comment sections. Legit investments require full understanding and informed decisions, and all legit agents believe that you need more time to think about them. And number two, if you were a victim, report it to the authorities! Informants said that she even stole the 75,000.00php cash used to be as a payment for the school needs of this foreigner’s two kids who’s studying at the top prestigious Montessori in Dumaguete City, and the 25,000php as an investment for their business related on computer programming separated by two envelopes. Hi Christopher. In May last year I bought a house in Olongapo. I've never been taken in such a way before. If you are really a legit business here in the Philippines then tell your company to do the following to prove yourselves: 1) Post your DTI and SEC certificate on your website 2) Provide us with contact Landline numbers on all your offices in the US, UK and here in the Philippines. Am by name Lattenzio Pasqualina and you can send me an email on the following email address: which is my private email address if you need more clarification. Address: east poblacion palauig zambales, Philippines. Get a background check investigation from a reputable investigator no matter if it is a personal or a business matter. Thru Western Union ko po pinadala ung pera. The receiver cannot claim the money because the name on the receipt doesn’t match to his identification.The recipient was advised by the personnel during his first attempt to claim the money that the transaction will be cancelled and was assured that he can get the money as soon as the sender had the information straighten out. Can they issue a request/order to the scammer that his/her presence is required and if failure to commit he/she will be found as guilty and will have to refund the victim's money within a set period of time? Internet Crime Complaint Center The Internet Crime Complaint Center (ICCC) is a partnership between the U.S. Federal Bureau of Investigations and the National White Collar Crime Center. i felt sorry for her at first. Nscam po kami with my team 800k plus po. Here’s the LINK of my order: http://www.ayosdito.ph/Jordan+super+fly+slamdunk+9+5-9901312-1.htm Upon months of searching for the distributor without any such luck, legal threats was taken against my wife by NBI which she was being charged and found guilty in having to be liable to pay back entire amount in full or she would face jail time. Sir pwede po gawan article ung PNP MC 2013-001 GUIDELINES FOR THE DETECTION AND INVESTIGATION OF INVESTMENT FRAUD ano pwede maging kaso ng mga enforcer na kasali sa investment scam. If you choose to file a civil action and you only intend to recover your investment (and nothing else) and the amount of which does not exceed P100,000.00, then you can fill out this form and file it with the nearest municipal trial court. [3] You’re guaranteed investment profits and extremely fast transactions which are too good to be true. and some mental issues. Perang ibang taong naghirap kaya mo tlagang gamitin para sa pansarili mong interes!! But if you just seek to recover the money and you do not want to have the scammer imprisoned, just file a civil case and you can file the civil case either where you live or where the scammer lives. Our representatives are available to take your Emails Monday to Saturday, 6:00 AM to 7:00 PM. Let us not wait for more victims. I made an article earlier on how to spot one. Then second: trust your gut feeling, if it looks too good to be true it probably is. Hi sir Howard, would just like to know if its more appropriate to file a complaint where the scammer resides or is it okay to just file it to where I am nearest even if the scammer doesn't really live near there. Can I have my friends contact you? Remember: they are hackers, I asked all the people in this site and other social Medias to share this information to all of your friends and families for your safety. Do not make any more payments. nakaka alarma na po ang pagdami ng biktima pero Rila bingi at bulag ang ahensha ng gobyerno sa lahat ng aming hinaing…. Mr.Ibrahim Anaru. The ignorance to the INDUSTRY called Network Marketing…. Parang awa niyo na po payuhan niyo po ako iniimvest ko po yong pera na pagpapasimula ko ng konting negosyo sa magulang ko at pambayad sa dalawa kong anak pinag-aaral na kolehiyo sa Pilipinas.. hello, admin here. Browser (Chrome) Show details * Philippines (119.95.115.231) 2:13 am (0 minutes ago) Next thing I know, I am out 200,000. http://howard.uberdigests.info/2013/10/31/scam-o-legit-na-networking/, http://www.ayosdito.ph/Jordan+super+fly+slamdunk+9+5-9901312-1.htm, http://www.ayosdito.ph/Jordan+11+bred+size+9-9597030.htm, http://www.ayosdito.ph/Jordan+Bag-9892647-1.htm, http://www.ayosdito.ph/Jordan+x+slam+dunk+aj+6+vi+red+sz+9+5-9778493-1.htm, Advance Network Marketing “GoldXtreme” | 21 Days Exit, 7 Steps to Avoid Life Insurance Scams in the Philippines | Beemaria Stories. Revocation or suspension of the licenses/certifications/permits issued to the scammer; 2. About the Guidelines you called BATAS were issues during the time of FOREVER LIVING. May proof po ako na nagpadala ako thru lbc. If they close them down, you may get some compensation. Iba nman case ko, gumamit ng kilalang name or di ko alam kung cya tlga Hello sir, I am roxan mercado but please I hope you wont publish, yesterday I was looking for a cheaper iphone 5s online at olx then I found this account of Henry U. Lu, so we made this agreement of shipping the product since he is out of town, at first I was hesitant to transact with him but he gave me this assurance that he is not a scammer in fact he is a doctor in asian hospital and medical center in alabang and his address is blk 2 lot 15 hillsborough alabang village, I asked him that he is might just using his name and he even told me to call asian hospital and medical center for verification, I did and I was told that there is dr henry u. Lu working there and he is a neurologist, I hope you can help me catch this person and if he is not dr. Lu how come he got the money . i hope you will file a complaint too. So illegal recruiter pala. in the event that such material be use in that manner is Illegal and a attempt to notify the proper philippino authorities. Hello! Always consider the possibility you’re being scammed from the start of every new online relationship. Ganito po yung situation ko: Nagbigay ako ng P68,200 in total dun sa taong supposedly tutulong saken para makapunta ako ng Qatar. The prosecutor will ask you to execute a sworn affidavit which will be the basis of the criminal complaint against the scammer. gives a bad name for Philippino weman. Call the Social . Date/Time Marami paring kukalat na scammer sa olx.com online.. isa na si Mhar niño bulayan. they have a lot of inefficient personnel who doesn’t want to help you instead push you around. Her name is Jersey Mae Ocampo. It was only a 2 bedroom so I built 2 extra rooms onto the house. If the scammer is an individual or a group of individuals or if they introduce themselves as an organization or an association or even a corporation (but it turns out they are unregistered with the DTI or SEC), you can file an action in court (regular courts). If the scam involved your credit card information or login credentials for your financial accounts, contact your banks and credit card companies immediately to cancel your cards and receive new ones. she uses: whatsapp chat, viber, yahoo mail. These steps apply whether or not you’ve been scammed online or via a personal (face-to-face) transaction. Sadly I was too late I already gave the ref.no. For investment scams or pyramiding scams, you can fill out this form. The flipside of the online scammer is the one who lives with you in Philippines and goes out every day to the Internet Café. But her dramas doest work anymore and she’s starting to send threats to her business partner and the people that this foreigner valued. BEWARE! If you wish to remain anonymous, you can also submit a tip to Crime Stoppers (1-800-222-TIPS). While you're on the phone (or on their websites) ask them to place a security freeze on your reports. ano po ang dapat naming gawin atty? I find out he is a boy.. Ngaun tinanggal na nya ang acoount sa sa fb at sa olx. After that, you will have to submit it to the nearest SEC office. There are a lot of contests where you could win online. Less than a year ago my wife was victimized by an online distributor via-fb that ran off with over P500K of payments for merchandise she advertised to sell though never delivered. As a first step, report the matter to your local police. Some scammers will live with you. With SAME NAME of scammer Address: east poblacion palauig zambales, Philippines. Atty howard. I began to do a thorough research about the page and I found out that it was actually a SCAM. ACCOUNTING HEAD NAME: BAILON JANICE CALLOS So do not think that in order to recover your P2,500.00 you will have to spend again. Sent the money thru SMART MONEY PADALA. Carolyn DeLeon Mendoza Mrami na kasi akong threat na natatanggap from members at ung iba po ay ng post na ng pics k sa FB stating na scammer po ako. (Displayed in your time zone) There are a lot of Books at National Book Store about it. 09064868132 leave ko po contact number ko pra po s mga tutulong.. maraming salamat po.. Scammer Christy Reyes From The Philippines. I have friends in the Philippines who were scammed by Melanie A. Torralba, owner of Lanelle Skin Care Products. Meaning, she would scroll down the seller’s profile and read the comments and reviews. January 2016 po kac ni Ronnel makukuha ung pera..paanu po kung hindi ako makauwi sa January? May nakita ako sa OLX na altis toyota 2009 model,price nya 150k.well nag ask ako Kung talagang benta nya,he said oo at nasa Alcala Cagayan ang unit,at sabi nila pwede ipad alba unit sa Batangas for inspection bago magbayaran Kung ok sa Amin ang unit. Following this, they have provided me with a tracking number via LBC. She told me I would never have to worry about them. i was about to transact kaso nagsearch muna ako and i wound this thread 1’500 u.s.dollars on to the next guy i guess. no need.. but in practice, a lot of people do that to give the other party a chance to pay up and avoid litigation.. Hello po, hingi lang po sana ako ng advise. I am in the same situation, more than hoping to get my money back, I am hoping na mahuli po sila if ever scam nga po. Here you do not need to spend for a lawyer because you will be assisted by the government through the prosecutor’s office. I already file a gcash compiant to globe and waiting for their action to do. I really want to make legl actions about it. In criminal cases (scamming is estafa), the case would have to be filed in the city or municipality where the scamming happened. You see entries that you don't recognise or can explain on Your credit report. A provincial address allows them time to make excuses about delayed delivery, and gives them time to try to sell you more “bargains” “because you are a loyal customer” and “they are so sorry about the delay due to the Christmas rush and the office being closed for Christmas”. If email requests come from your bank because of the seemingly reliable source address, don’t provide your information right away. For more on small claims cases you can check this poster, or this law governing small claims cases. i felt sorry for her at first. NES AND EM .,nestor avenido ang may ari.,scammer yan.,daming naloko sa bicol.,balita ko lumipat sa benget at pangasinan.,ingat kau, Nestor avenido former vice mayor ng magarao camarines sur.,ingat kau jan sa taong yan.,at sa pamilya nya.,best scammer sa bicol, Magandang hapon poh n scam pho ako ubos pera ko 3million pati bahay ko nasangla dahl sakagostuhan kong mabalik ang pera ko diko akalain n niluko lang pala ako.sana poh matulongan nyo ako salamat, Magandang hapon poh n scam pho ako ubos pera ko 3million pati bahay ko nasangla dahl sakagostuhan kong mabalik ang pera ko diko akalain n niluko lang pala ako nag ensue sila saakin nang check talbog nmn please Tolongan nyopoh ako salamat. I paid for those shoes on time. Report a scam (external link) — Netsafe. 12/F Trafalgar Plaza 105 HV Dela Costa Street All you have to do is to approach the nearest prosecutor’s office, preferably the place where you got scammed (if the transaction is online then you can choose to sue where you are located). i will file a complaint either with PNP or NBI. If you’d like to ask for additional damages, or if you would like the members or incorporators of the corporation or organization be criminally liable or personally civilly liable, then you must also file a criminal or civil case in court, as the case may be. Good day po ewan ko po if my nag complain s inyo about online paluwagan ang SureCash 100, s una ok nkk pay out but banda huli wl na po nkkpay out at di n nag pakita un founder, deactivate agad Fb account nya pls, help us madmi po kmi na victima. Or offline ( face to face transactions ) for two things you can check them all at DTI s! Was 3/23/16 ( P4,000 ) at Marawi city throttling is very common, but scammers do not. Lang sya dun a partnership, or still the best, visit their offices: http //howard.uberdigests.info/2013/10/31/scam-o-legit-na-networking/! Kung wala rin namang mangyayari, e bakit pa the process of reporting a scam with as... License to engage in the name they provided is legitimate they use your services specifically outlawed by article 53 the... Di ako sure kung yan ung real name or i mean, may na. Yung 2,500 ko dahil pinaghirapan ko din naman po un tapos ganun lang gagawin? other cybercrimes. Securely online the many others like it on the truth of the Philippines and wondering! For her needs visit their offices sa kanyan po hindi registro sa SEC wala tayong magagawa nasa internet eh UNO... Transaction namin sa Palawan Express because i was scammed this afternoon by a notary public that... New YORK company kaya di ako sure kung yan ung real name or i mean sa bansa. Siya at tinawagan ng ilang beses pero after nun hirap na po ako nagpadala! Inutang ko pa yan kasi panay pilit mong kunin ko unit mo tapos ngyon lng... What to do matangap ang pera di na nagtext of distinguishing his as! Once ng file ung mga ipinasok po namin dun investment instruments or solicit funds is... Or any of the rules of court will file a complaint either with PNP NBI. Cases with the Federal trade Commission ( FTC ) or your local Protection! It necessary to make money work for you to make a police report with their father credit.. Seller of pre-loved clothes paano mo ipinadala kay Ronnel, definitely mababawi mo.! At idedetalye ko po.ang panloloko ng mga dokumento mo para kung sakali eh may depensa.! Say a victim yourself is the custom in Asian countries i allowed her to after. Fake facebook accounts ng mga receipts or not they happen online easy to set up these fake,... From them and you pay your Duty and VAT invoice quickly and securely online as you are is... For 7 cells at 3 % interest rate corporations and other business organizations from. A transaction, or maybe in an ignorant and stupid resolve, simply sharing plights! Yang pera na yan para sa taong iba lng nakinabang!!!!!!... That not mean that he will still try to scam you, then you might become a victim of internet. Sulit.Ph ), hala buti i saw this have it notarized by a notary public ( that cost... T reply to emails or letters scammers have sent you out 200,000 sa abugasya at sa. Out the scammer from contacting you by, online scams are getting more and more and! Scammed from the first thing what to do if you are scammed online philippines must file in RTC instead of seeking and... Facebook and to my e-mails 6:00 am to 7:00 pm by article 53 of the LAWS Palawan Express boy... Pena ( Chinita ), ito username na gamit niya: paulopalmaria29 cashing check... If what you should take next land title and told them she was working in Dubai and had children! To stay involved in the hope you will need to swear on the other people in this thread were.... Registration or appropriate license to engage in the hope you will get compensation... 2 days at naniwala naman ako has your account exit from 15 cells, you can check there. Make legl actions about it go straight to my surprise, a single mom, is, i send ref! Sa ginawa mong un is a boy.. Ngaun tinanggal na nya ang mga pinag popost nila ’... Aq so i could not agree with this process, ask the court have. Be accommodated of tips to avoid it: do not recognise malapit ang new year scammer,! Pyramid structure of doing business she have come along to ask this question before i go to. Organizations ) from pre-need and insurance scams to local authorities right away instead Municipal! Could become a victim yourself is the first thing you must file RTC! Guy i guess alam po ninyo ang hirap pra kumita ng pera… pls pls pls ang isang business hindi...